Blog
Plain-English guides to Texas foreclosures and monthly county reports — process, auctions, equity, and the numbers behind each market.
- Guide
How Texas Foreclosure Auctions Work
Texas is a non-judicial foreclosure state: no courtroom, no judge. A trustee sells the property on the courthouse steps on the first Tuesday of the month, between 10 a.m. and 4 p.m., to the highest cash bidder. Here is the full mechanics — notice, timing, bidding, and what you actually walk away with.
- Guide
How to Read a Texas Notice of Trustee's Sale
A Texas Notice of Trustee's Sale (NTS) is the legal announcement that a property will be auctioned. Buried in the legalese are the five things a buyer actually needs: the sale date and earliest time, the property, the debt being foreclosed, the trustee to confirm it with, and the words that define your risk. Here is how to read one.
- Guide
The Texas Foreclosure Playbook: How to Find Deals Before the Crowd
A practical, no-fluff guide to finding Texas foreclosure deals from public records — the notices, the timing, the counties, and the traps that cost beginners money.
- Guide
Dallas Has More Big-Equity Foreclosures Than the Rest of Texas Combined
Of the 46 upcoming Texas foreclosure auctions carrying more than $300,000 of estimated equity in mid-July 2026, Dallas holds 24 — more than every other county in the state put together. Big-equity foreclosures are rare, and they cluster hard. Here is the map.
- Guide
How Fclosure Knows a Foreclosure Auction Was Cancelled
Texas counties never publish a "cancelled" status — a called-off auction simply stops appearing in the record. Detecting that absence reliably is one of the hardest problems in foreclosure data, and it's where a data feed and a data product part ways. Here's how we do it.
- Guide
Pre-Foreclosure Texas vs Foreclosure: What's the Difference?
Pre-foreclosure Texas explainer for homeowners and investors. How pre-foreclosure and foreclosure differ in Texas, what documents get filed, what the deadlines are, and where the real risks sit.
- Guide
The Max-Bid Model: What to Pay at a Texas Foreclosure Auction
A step-by-step financial model for setting your maximum bid at a Texas foreclosure auction, with a worked Dallas example, the 70% rule, and a full cost-stack you can copy.
- County Report
Fclosure Now Covers 37 Texas Counties: Ellis, Montgomery and Rockwall Go Live
Coverage update, September 1, 2026: Ellis County (71 upcoming auctions), Montgomery County (101) and Rockwall County (37) join Fclosure — 37 Texas counties in 13 metro areas, 5,682 upcoming foreclosure auctions tracked statewide.
- Guide
What Is a Texas Foreclosure? A Plain-English Guide
A plain-English guide to how a texas foreclosure works, from the Notice of Trustee's Sale to the first-Tuesday auction, plus homeowner rights and what buyers take on.
- County Report
DFW Foreclosure Index — July 2026
Monthly index of Notice of Trustee's Sale filings in Dallas and Tarrant counties: 465 properties posted for the July 2026 auction, down 2.3% from June 2026. Free data, updated monthly.
- Guide
Where the Equity Is in Texas's Upcoming Foreclosure Auctions
About $97 million in estimated equity sits inside the Texas foreclosure auctions scheduled for the coming sales as of mid-July 2026 — and it is lumpy. Bexar posts the most upcoming auctions, but Dallas carries the highest equity per property. Here is the county map and the volume-versus-equity paradox.
- Guide
The Fix-and-Flip Model: A Texas Foreclosure Deal Analyzer
A complete fix-and-flip financial model for a Texas foreclosure, with a line-by-line pro-forma, a worked Dallas flip, and the profit, margin, and return figures that decide the deal.
- County Report
DFW Foreclosure Index — September 2026
Monthly index of Notice of Trustee's Sale filings in Dallas and Tarrant counties: 573 properties posted for the September 2026 auction, up 6.3% from August 2026. Free data, updated monthly.
- County Report
Fclosure Now Covers 46 Texas Counties: Bell, Atascosa, Coryell, Burnet and San Patricio Go Live
Coverage update, September 3, 2026: Bell County (60 upcoming auctions), San Patricio (13), Atascosa (15), Coryell (11) and Burnet (11) join Fclosure — 46 Texas counties in 15 metro areas, plus a new Killeen–Temple market hub.
- Guide
The Texas Foreclosure Calendar: Why the First Tuesday Decides Your Month
Texas holds foreclosure auctions on the first Tuesday of every month, county by county. Live counts for the next three sale dates, plus how the 21-day posting window works and how to use it.
- Guide
The Rental Cash-Flow Model: Cap Rate, Cash-on-Cash, and DSCR
A buy-and-hold rental cash-flow model for a Texas foreclosure, worked line by line, with cap rate, cash-on-cash return, and DSCR explained and calculated on a real deal.
- County Report
Harris County Foreclosures Report - July 2026
Harris County foreclosures report for July 2026: a small posting month with 17 active notices of trustee sale, a total appraisal-district market value of $5,973,952, and average estimated equity of $117,335 across the notices with an equity figure.
- Guide
The BRRRR Model: Recycling Capital on a Texas Foreclosure
A BRRRR financial model on a Texas foreclosure, worked line by line: the all-in basis, the cash-out refinance, capital left in the deal, and the DSCR test that decides how much you can actually pull out.
- County Report
Dallas County Foreclosure July 2026 Report: 376 Notices, One Auction Day
Dallas County foreclosure July 2026 report: 376 active notices of trustee sale keyed to the July 7 auction, $302,311,790 in combined appraisal-district market value, and 251 notices whose estimated equity came out positive, averaging $366,309.
- County Report
Tarrant County Foreclosures Report - July 2026
Tarrant County foreclosures report for July 2026 summarizes active notices of trustee sale, total market value, and the average estimated equity across notices with a computed equity figure.