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Last updated: July 2026

Terms of Service

Important — Not a Consumer Report

Fclosure is not a consumer reporting agency as defined by the federal Fair Credit Reporting Act (15 U.S.C. § 1681 et seq.), and the information we provide is not a consumer report. You may not use the Service or any data from it, in whole or in part, to make decisions about a consumer's eligibility for credit or insurance, employment, housing or tenant screening, or for any other purpose covered by the FCRA. The data describes public real-estate filings, is provided for informational purposes only, and may be incomplete or inaccurate.

Fclosure is a private company and is not affiliated with, endorsed by, or acting on behalf of any county clerk, appraisal district, court, or other government agency. All source records remain public records of their respective Texas counties.

1. Acceptance of Terms

By accessing or using Fclosure ("the Service"), operated by Fclosure LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

2. Description of Service

Fclosure aggregates publicly available foreclosure notice data from Texas county clerk records, including Notice of Trustee's Sale filings, Appointments of Substitute Trustee, and Deeds of Trust. The Service provides property data enrichment from county appraisal districts and presents this information through a web-based dashboard with map, table, and card views.

3. No Financial or Legal Advice

The Service is an informational tool only. Nothing on this website constitutes financial, legal, investment, or real estate advice. All data is provided on an "as-is" basis without warranty of any kind, express or implied. We make no representations regarding the accuracy, completeness, or timeliness of the data displayed. You should consult qualified professionals before making any real estate investment decisions.

4. Data Accuracy Disclaimer

The information displayed is derived from public records and may contain errors introduced during county filing, OCR processing, or data extraction. Property valuations come from county appraisal districts and are not our own assessments. Equity estimates are approximate and should not be relied upon as definitive. We do not guarantee that all notices have been captured or that the data is current.

5. Accounts and Registration

To access certain features, you must create an account by providing a valid email address and password, or by authenticating through a third-party provider (Google OAuth). You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

6. Subscription Plans and Billing

The Service offers tiered subscription plans: Free, Pro ($79/month), and Premium ($149/month), each available with monthly or annual billing. Paid subscriptions auto-renew at the end of each billing cycle unless cancelled.

Payments are processed securely through Stripe. We do not store your credit card information on our servers. By subscribing, you authorize us to charge your payment method on a recurring basis.

7. Cancellation and Refunds

You may cancel your subscription at any time through your account settings or the Stripe billing portal. Upon cancellation, you will retain access to your paid tier features until the end of the current billing period. We do not offer prorated refunds for partial billing periods. The Free tier remains accessible after cancellation.

8. Acceptable Use

You agree not to, and not to permit any third party or automated agent to:

  • Access, scrape, crawl, spider, harvest, index, or copy the Service or any of its data by any automated means — including bots, scripts, headless browsers, or data-mining tools — except through an API we expressly authorize for your account (Premium tier), and only within that API's documented rate limits
  • Bulk-download, systematically retrieve, cache, mirror, or store the data, or accumulate it to reconstruct or approximate all or a substantial part of our database or its selection and arrangement
  • Circumvent, disable, or interfere with any rate limit, access control, authentication, robots directive, or other technical protection measure
  • Redistribute, resell, sublicense, publish, or make the data available to any third party, or use it to build, train, or improve any competing product, dataset, index, or service
  • Use the Service or its data to train, fine-tune, or develop any machine-learning or artificial-intelligence model, or for any generative-AI ingestion
  • Attempt to reverse-engineer, decompile, or disassemble any part of the Service
  • Use the Service for any unlawful purpose, for any purpose prohibited by the FCRA notice above, or to harass property owners or borrowers
  • Interfere with or disrupt the Service or its infrastructure, or impose an unreasonable or disproportionately large load on it
  • Share account credentials or allow multiple users to access a single account

These restrictions are contractual conditions of access. Although the underlying county filings are public records, your right to access this Service and the form in which we present, compile, enrich, and deliver the data is governed by these Terms; unauthorized automated access or bulk extraction is a breach of this agreement and may also violate applicable computer-fraud and other laws.

9. Intellectual Property

The Service — including its software and code, design, user interface, text, guides, scoring and analytics, and documentation — is owned by us and protected by copyright and other intellectual-property laws. The individual underlying facts drawn from county public records are not owned by us; however, our original selection, arrangement, enrichment, and compilation of that data, and our presentation of it, are our protected work product. All rights not expressly granted are reserved. Your use of the Service does not transfer any ownership or license beyond the limited, revocable right to use the Service under these Terms.

10. Modifications to Service

We reserve the right to modify, suspend, or discontinue any feature or aspect of the Service at any time, with or without notice. We may update data sources, change county coverage, adjust rate limits, or alter feature availability across tiers. Continued use of the Service after modifications constitutes acceptance of those changes.

11. Usage Data

We collect anonymized usage data (page views, search queries, feature usage) to improve the Service. This data is used for analytics, performance monitoring, and product development. See our Privacy Policy for full details.

12. Limitation of Liability

To the maximum extent permitted by law, Fclosure LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from your use of the Service.

13. Indemnification

You agree to indemnify and hold harmless Fclosure LLC and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the Service or violation of these Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflict of law principles. Any disputes arising under these Terms shall be resolved in the state or federal courts located in Dallas County, Texas.

15. Changes to Terms

We may update these Terms from time to time. Material changes will be communicated via email or a notice on the Service. Your continued use after changes become effective constitutes acceptance of the updated Terms.

16. Contact

If you have questions about these Terms, please contact us at support@fclosure.com.