Methodology & Data Sources
Fclosure is a Texas foreclosure research tool built on first-party public records. Every listing traces back to an official county filing — here is exactly where our data comes from, how we enrich it, and where its limits are.
Where our data comes from
Under Texas Property Code §51.002, a lender must file and post a Notice of Trustee’s Sale at least 21 days before a foreclosure auction. Those notices are public records held by each county clerk. Fclosure’s automated pipeline reads them directly from each county’s official records every day — we are not a reseller of someone else’s dataset. For each notice we retain a copy of the original county-clerk PDF, linked on the property page so you can read the source document yourself.
How we enrich each listing
A raw notice lists a borrower, a legal description, and a sale date. We resolve each one to a real property and add:
- Appraisal-district data — market value, property type, year built, beds/baths, and square footage, matched from the county appraisal district (DCAD in Dallas, Tarrant CAD, BCAD in Bexar, HCAD in Harris, and each county’s equivalent).
- Street address & map location — resolved from the legal description and geocoded so every property appears on the map.
- Estimated equity — the appraisal-district market value minus the ORIGINAL loan amount as written on the notice or the deed of trust, not today’s payoff. A research estimate, not a formal valuation.
- Auction lifecycle — we track whether a notice is still scheduled, cancelled, withdrawn, or already sold. Auctions that no longer apply are removed from the current listings and moved to the archive, labelled with the date they were set for and, where we can establish it from the county record, their outcome.
How often it updates
The entire list is rebuilt every 24 hours. New filings are added, and auctions that were cancelled or have passed leave the current listings for the archive, where they stay readable as a record of what was filed — Texas auctions are always held on the first Tuesday of the month, so the schedule shifts constantly. Each page shows an “Updated” date reflecting its freshest record.
Coverage
Fclosure currently covers the following Texas counties, grouped by metro. New counties are added regularly.
DFW (Dallas-Fort Worth)
Coastal Bend (Corpus Christi)
Rio Grande Valley
Eagle Pass
Laredo
Abilene
Brownwood
Permian Basin
East Texas
San Antonio
Houston
Austin
San Angelo
Brazos Valley (Bryan–College Station)
Texas Hill Country
Waco (McLennan and Hill)
Lubbock (South Plains)
El Paso
Beaumont–Port Arthur
Killeen–Temple (Bell and Coryell)
Limitations & disclaimer
Fclosure is an information service — not a broker, lender, title company, or legal advisor. Market values, equity, and loan estimates are approximations for research and may differ from a formal appraisal, the actual loan payoff, or the final sale price. County records can contain errors or be updated after we read them. Always confirm the sale date, time, location, and current status with the county trustee or clerk before you act, and consult a qualified professional. Nothing on Fclosure is legal or financial advice.
Frequently asked questions
- Where does Fclosure get its foreclosure data?
- Every listing originates from a Notice of Trustee's Sale filed in the public records of a Texas county clerk. Fclosure's automated pipeline reads these filings directly from each county's official records — not from a third-party data reseller — and refreshes them every 24 hours.
- How accurate are the market value and equity estimates?
- Market value, property type, beds/baths, and square footage come from the county appraisal district (DCAD, Tarrant CAD, BCAD, HCAD, and others) matched to each property's parcel. Estimated equity is the appraisal district's value minus the ORIGINAL loan amount — the principal as written when the loan was made, read from the notice of sale or the recorded deed of trust. It is not today's payoff: an old loan has been paid down (so real equity is higher), and junior liens, arrears and fees are not subtracted (so it can be lower). A property whose appraisal trails a recent loan by a few percent is shown as about even, not underwater. These are research estimates — always verify against the title before acting.
- How often is the foreclosure list updated?
- The list is rebuilt every 24 hours. New Notice of Trustee's Sale filings are added, and auctions that are cancelled, withdrawn, or past are removed from the current listings and moved to a dated archive, so the counts reflect what is currently scheduled. The archive is public and keeps the record of what was filed — a filing that was made is not deleted, it is marked as past.