Why this might be a deal
The judgment is above the value by $6k · Auction on Nov 10
3903 E 11th St
Panama City, Bay County, FL, 32404
$235,380 county just value
The judgment is above the market value by $5,719
Auction
- Sale date
- Nov 10, 2026
- Start time
- 11:00 AM CT
- Sale type
- Foreclosure
- Final judgment
- $241,099
- Plaintiff max bid
- Hidden
- Case #
- 26000564CA
- Judgment date
- Sep 24, 2026
- Auction site
- bay.realforeclose.com
Florida foreclosure sales are held by the clerk after the court enters a final judgment, online in most counties. The winning bidder posts a deposit of 5% of the bid, pays the balance by the clerk's deadline, and receives a certificate of title if no objection is filed within 10 days (Florida Statutes §45.031).
Recorded activity
- 2026-10-20Listed for sale on the county auction calendar
- 2026-10-18Sale notice published in the newspaper of record
Property details
- Living area
- 3,424 sqft
- Year built
- 1983
- Lot size
- 0.21 acres
- Property type
- Multifamily 2-9
- Homestead
- No
- Effective year
- 2003
Legal description: 1-4S-14W-104.15-118A2 BEG 40'
Parcel: 15029063000
Financial
- Market value
- $235,380
- Final judgment
- $241,099
- Estimated equity
- $-5,719
- County just value (2026)
- $235,380
- County assessed (2026)
- $235,380
−$5,719(-2%)
Sales history
Sales, loans and taxes
Every recorded sale with its price and book/page, the loan at purchase and the current tax bill.
Florida beta: every feature is free with an account until December 15. No card.
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Parties
Who is in this case
The owner of record and their mailing address, the plaintiff, every defendant and the law firm, from the sale notice and the county tax roll.
Florida beta: every feature is free with an account until December 15. No card.
Frequently asked questions
- Is 3903 E 11th St in foreclosure?
- Yes. 3903 E 11th St, Panama City FL 32404 is scheduled for a foreclosure sale in Bay County, Florida (case 26000564CA). Fclosure tracks it from the county's public auction calendar and updates it daily.
- When is the 3903 E 11th St auction?
- The foreclosure sale is scheduled for Tuesday, November 10, 2026 at 11:00 AM CT. Bay County holds it on bay.realforeclose.com; bidders register with the auction site and post a deposit before bidding.
- What is the final judgment for 3903 E 11th St?
- The final judgment amount listed by the county auction site is $241,099. The property's county just value is $235,380.
Everything on this page comes from public records: the Bay County auction calendar, the Florida Department of Revenue tax roll and newspaper sale notices, plus a market value estimate. It may be incomplete, out of date or wrong; check the recorded documents before you rely on it. Fclosure is a private company, not affiliated with any county, court or government agency. This is not a consumer report under the Fair Credit Reporting Act and may not be used to decide anyone’s eligibility for credit, insurance, employment or housing. See our Terms.