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Foreclosure

Why this might be a deal

Auction on Oct 30

Street view of 305 Shirley Dr, Panama City, FloridaOpen in Street View ↗

305 Shirley Dr

Panama City, Bay County, FL, 32404

$246,140 county just value

9%equity·$22k

Auction

Sale date
Oct 30, 2026
Start time
11:00 AM CT
Sale type
Foreclosure
Final judgment
$224,213
Plaintiff max bid
Hidden

Florida foreclosure sales are held by the clerk after the court enters a final judgment, online in most counties. The winning bidder posts a deposit of 5% of the bid, pays the balance by the clerk's deadline, and receives a certificate of title if no objection is filed within 10 days (Florida Statutes §45.031).

Recorded activity

  • 2026-10-20Listed for sale on the county auction calendar
  • 2026-10-14Sale notice published in the newspaper of record

Property details

Living area
2,003 sqft
Year built
1995
Lot size
0.23 acres
Property type
Single family
Homestead
No
Effective year
2005

Legal description: HIGHWAY 22 WEST ESTS PH 2 146C

Parcel: 06641338070

Financial

Market value
$246,140
Final judgment
$224,213
Estimated equity
$21,927
County just value (2026)
$246,140
County assessed (2026)
$246,140

+$21,927(9%)

Sales history

Sales, loans and taxes

Every recorded sale with its price and book/page, the loan at purchase and the current tax bill.

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Parties

Who is in this case

The owner of record and their mailing address, the plaintiff, every defendant and the law firm, from the sale notice and the county tax roll.

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Frequently asked questions

Is 305 Shirley Dr in foreclosure?
Yes. 305 Shirley Dr, Panama City FL 32404 is scheduled for a foreclosure sale in Bay County, Florida (case 25001291CA). Fclosure tracks it from the county's public auction calendar and updates it daily.
When is the 305 Shirley Dr auction?
The foreclosure sale is scheduled for Friday, October 30, 2026 at 11:00 AM CT. Bay County holds it on bay.realforeclose.com; bidders register with the auction site and post a deposit before bidding.
What is the final judgment for 305 Shirley Dr?
The final judgment amount listed by the county auction site is $224,213. The property's county just value is $246,140.

Everything on this page comes from public records: the Bay County auction calendar, the Florida Department of Revenue tax roll and newspaper sale notices, plus a market value estimate. It may be incomplete, out of date or wrong; check the recorded documents before you rely on it. Fclosure is a private company, not affiliated with any county, court or government agency. This is not a consumer report under the Fair Credit Reporting Act and may not be used to decide anyone’s eligibility for credit, insurance, employment or housing. See our Terms.

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